what does a credEcardplus prepaid Visa card cost?

With a credEcardplus account there there are no hidden charges. Prepaid cards are more predictable and often cheaper than a bank account.

credEcardplus fees


On Application
Card issue fee £10.00
Additional card fee £10.00
Limits £10.00 Minimum initial load
£5,000 Maximum Card balance
£250 Maximum ATM withdrawal per day
Usage restrictions Primary cardholders must be 18 years or over, additional card holders must be 13 years old or over
You may not use your card at Pay at Pump petrol stations
Additional cards share the primary cards funds
Ongoing Features
Transaction Fees FREE per purchase in the UK
  £1.00 plus 2% of the transaction value, per International purchase
Cash Withdrawal Fees* £0.75 per UK ATM withdrawal
  £2.00 plus 2% of the transaction value, per International withdrawal
Balance Enquiry FREE online and by calling Customer Services†
  £0.10 per SMS message**
  £0.10 per ATM balance enquiry
Top-up fees and limits £1.50 per load via PayPoint (maximum load amount of £249)
  FREE per load by bank transfer (maximum £5,000)
Service fees £2.00 Monthly management charge (first charge within 15 days of card request)
Replacement card fees £5.00 Lost/stolen/damaged replacement card
Other fees FREE transaction history, contact us, notify lost & stolen card online
  FREE PIN reset†
  £1.50 Paper statements per 62 day period
  £0.10 per SMS message for confirmation of ATM withdrawals and purchases**
  £0.50 Card to card transfer on receiving payment
  £15.00 per CHAPS (same day) transfer request from account
  FREE per future dated bank transfer request from account
  £3.00 per next day bank transfer request from account
  £20.00 Regular International bank transfer from account
  £28.00 Urgent International bank transfer from account
Transaction Revocation Fee £5.00 Administration Fee
Cancellation or Redemption £2.00 Redemption fee
  £2.00 Application cancellation fee
Expiry Prepaid Card is valid for 36 months. (Must be used 3 months prior to expiry for automatic re-issue)
* some ATM providers may charge an additional fee and should advise you before you confirm the transaction
† Calls cost 5.105p per minute from a BT landline
** standard operator SMS charges apply for balance requests and additional charges may apply to receive SMS information outside the UK